Entries by Tom DelPup

Don’t Overlook Beneficiary Designations In Your Estate Planning

I’ve written previously about the importance of making sure that you have beneficiaries designated for assets such as life insurance and retirement accounts. Proper beneficiary designations are a key component of estate planning. Naming beneficiaries of certain assets, like life insurance or retirement accounts, is the most effective way to make sure assets pass to the intended parties […]

Post-Bankruptcy Mortgage Modification

A client contacted me regarding a potential home mortgage loan modification. The client had filed a Chapter 7 bankruptcy two years ago and received a discharge of all of her debts, including the mortgage loan debt. She wanted to pursue a loan modification under the federal government Home Affordable Modification Program, the “HAMP” program. Her concern […]

3 Popular Retirement Planning Loopholes That May Be Closed

Advisers have plenty of tricks and techniques to help clients maximize retirement savings and income, and minimize taxes. Many are considered “loopholes” in existing laws that advisers and their clients exploit to great advantage. Unfortunately, when use of these loopholes becomes too widespread, the government steps in to close them. This may happen soon to […]

Is MyDirectives The Next Big Thing In Medical Directive Planning?

“MyDirectives,” a service of ADVault, Inc., is touted as the first entirely online advance medical care planning service available to consumers to voice record and store advance directives for medical care so that medical professionals can not only read, but also hear your instructions and wishes concerning medical care and treatment in your own voice […]